Slide background
Slide background
Slide background

Great protection at your speed and budget.



We keep you moving in the right direction.

Slide background

Protection for Homes, Condos, Property Owners, & Renters



Enjoy insurance from an experienced local independent agent.

Slide background

Your business demands great affordable coverage and support.



We work overtime to insure you're properly insured.

Slide background

Property & Liability Insurance You Can Count On.



Our independence means we work only for you.

Slide background
Slide background

Certainty For The Unexpected.



Motorcycles. Scooters. Boats. Jet Skis. Classic Cars. ATVs. RVs.

Slide background

Individual and family plans.



You'll feel better about your health coverage.


Your personal insurance protects, repairs, and can replace those things in life you've worked so hard for when disasters small or large occur.


Your business is important to us all. We want to be your choice for responsive, cost competitive, customized insurance.


We've made servicing your needs secure and convenient, anytime from anywhere. Policy changes, requests, certificates and much more.


Our priority is to always serve you first. We're independent, just like you are. View our contacts, staff, location details and more.

reviews Our Clients Give Us: ★★★★★ 5
[Based on 4 Reviews]
5 1


Most Recent Review:

Dependable, Great Protection


5 5 1
When we moved to Middle Tennessee we were grateful to have been recommended to Frost Insurance. We transferred all our Safeco Insurance policies to them as soon as we got settled and never looked back. Can't say enough good things about them.

Companies We Represent

Welcome to Frost Insurance

Insurance exists for your financial stability and protection, and who advises you is just as important as who insures you.

Frost Insurance is a Tennessee based Multi-Lines Independent Insurance Agency serving families, individuals and businesses throughout our region.

Through integrity and experience we are actively dedicated in helping people just like you find increased value and savings with insurance costs without just exposing you to the possibility of financial loss beyond your means or interests. And in today's world... that's really saying something.

We are Professionally Licensed in the following States: Tennessee, Georgia, and Kentucky

Fast Quote Request

Finding greater savings with fantastic local service has never been easier.
    Make your selection above then Click GO and you're automatically taken to our secure portal where you'll easily provide your needs and contact information.
  • This field is for validation purposes and should be left unchanged.

"We take pride in ALWAYS being there for our clients. We see every relationship as an opportunity to personally provide value, understanding, education and customized solutions - that exceed expectations."


As an independent agent, we represent many insurance companies. Our role is to serve as a trusted advisor. We will consult with you to help you understand your needs before recommending the best combination of coverage, service, and value for your unique situation.

We will:

  • Identify the insurance services that are right for you
  • Guide you through the claims process for a quick and fair resolution
  • Counsel you on matters related to your coverage or account
  • Provide prompt service with a unique personal touch

We won’t simply sell you a product—we will be a resource you can count on to look out for your best interests.

  • Always Independent

    Strong proven independent markets.

  • Constantly Supportive

    The pinnacle of personal service and support.

  • Experienced & Knowledgeable

    Experience and trust you can rely on.

  • Service That Matters

    Secure and convenient online services that go anywhere you go.


We Insure Your Way Of Life

We're in business to provide broad market insurance solutions for both commercial and personal insurance needs. All backed by our dedicated team of local experienced insurance professionals and representing a number of the best insurers available anywhere:

  • Personal Insurance for your autos, home, motorcycles, boats, recreational vehicles, liabilities and so much more.
  • Business Insurance designed around your specific needs and unique risks.
  • Group Benefits designed around your needs to serve your businesses greatest assets and resources.
  • Life and Health Insurance fit for any lifestyle and budget.
  • World-Class Service and Support that's responsive and friendly every step of the way.

Recent News Posts

Halloween Safety Tips

Halloween is an exciting time of year for kids, and to help ensure…

Stay Safe On That Hayride

7 Tips for Fall Fun Safety There's perhaps nothing that more…

Personal Umbrella – The Ultimate Best Buy

A personal umbrella policy is sometimes misunderstood.. That's…

Pros and Cons of Higher Deductibles for Auto, Home and Business Insurance

As insurance costs rise, more individuals, families and businesses…

Auto Insurance State Minimums Probably Aren’t Near Enough

There are a wide variety of silly and somewhat funny things…

Are Car Insurance Ads Mind-Boggling to You?

Well, do not feel bad, you are not alone. Car Insurance ads…

Hendersonville Chamber of Commerce

Frost Insurance serves families, individuals and businesses throughout these and other local areas: Hendersonville TN, Nashville TN, Murfreesboro TN, Smyrna, TN, Franklin TN, Brentwood TN, and the entire Middle Tennessee Region.

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statement do not amend, modify or supplement any insurance policy. Consult that actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording, details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.