About Frost Insurance

Hendersonville's independent agency for coverage that truly fits

Since 1985, Frost Insurance has helped individuals, families and businesses throughout our region protect what matters most. Because we’re independent, we aren’t tied to a single insurance company. We evaluate your needs, compare options from the companies we represent and help you choose the coverage that gives you the best value for your dollar.
Hands hold pens over architectural blueprints and a wooden building model on a table by a window.

Right here in Hendersonville

313 East Main Street, Hendersonville, TN

The independent advantage

We work for you, not for an insurance company

The companies we represent offer superior products, excellent customer service and outstanding reputations for fast, fair claims service. Because we aren’t tied to any one of them, our advice starts with your needs and ends with the best value for your dollar.

More choices, better value

We shop your coverage with multiple carriers so you can compare real options side by side, not a single take-it-or-leave-it quote.

Advice in plain language

We evaluate your specific needs and explain every option clearly, so you know exactly what you are buying and why it matters.

On your side at claim time

From choosing coverage to filing a claim, we are your agent and your advocate at every step, not just on the day you buy.

How we work with you

Getting the right coverage is simple

No jargon, no pressure. Here is what working with Frost Insurance looks like.

01

Tell us what matters

Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.

02

We shop the market

We compare coverage and pricing from the insurance companies we represent to find your strongest options.

03

Choose with confidence

We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.

04

We stay in your corner

Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.

What we protect

Coverage for your home, family and business

Whether you are insuring your first car or a growing company, we build a plan around the way you live and work.

Personal insurance

Protect your family, your home and everything you drive with coverage that fits your life.

Business insurance

Keep your business, your people and your income protected, whatever your industry.

Our basic belief is in providing only the best in coverage and personal service.

The Frost Insurance team

What you can count on

A local team that puts you first

Our Team

Our Team of Insurance Professionals

Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Office

Hendersonville, TN

Steve Frost

Sales/Owner
VFIS/Fire Division

Shannon Frost

Sales/Marketing/Accounting
GPP/Water Utility Districts

Laura Moss

CSR
VFIS/Fire Division

Leah Loftis

CSR
VFIS/Fire Division

Terri Stegelman

Terri Stegelman

CSR

Let's talk

Let's find the right coverage for you

Get a free, no-obligation quote in minutes, give us a call, or stop by our office on East Main Street. We’d love to meet you.
Frost Insurance is licensed in and provides services to residents of Tennessee, Georgia and Kentucky. Insurance coverage cannot be bound or changed by submitting any online form or application on this site. No binder, insurance policy, change, addition or deletion to insurance coverage takes effect unless and until it is confirmed directly by a licensed agent.